<?xml version="1.0" encoding="utf-8" ?>
<customers>
  <customer name="Mike Smith">
    <billing_method type="">
      <is_default></is_default>
    </billing_method>
  </customer>
  <customer name="John Smith">
    <billing_method type="">
      <is_default></is_default>
    </billing_method>
  </customer>
  <customer name="William Smith">
    <billing_method type="">
      <is_default></is_default>
    </billing_method>
  </customer>
  <customer name="Samara Smith">
    <billing_method type="">
      <is_default></is_default>
    </billing_method>
  </customer>
  <customer name="Jill Smith">
    <billing_method type="">
      <is_default></is_default>
    </billing_method>
  </customer>
  <customer name="Emily Smith">
    <billing_method type="">
      <is_default></is_default>
    </billing_method>
  </customer>
</customers>